University of Minnesota  FAQ

Property and Liability Insurance

Sidebar

Expand all

Sidebar

Table of Contents

TOC placeholder

Questions?

Please use the contact section in the governing policy.

  1. Can departments purchase their own insurance policies?
    1. Individual units are prohibited from using University funds to purchase insurance policies. If a specific insurance policy is required for an activity, unit, or sponsored project, ORM will work with the unit to secure the needed insurance coverage.
  2. Is my personal property covered by the University?
    1. Employee and student personal property is not insured by the University’s insurance programs.
  3. What if I have a question about my health insurance?
    1. ORM does not manage employee benefits. Please visit Benefits - Office of Human Resources or contact the Office of Human Resources ([email protected]).
  4. Do I need to file a Property Loss Report Form for losses under the $10,000 deductible?
    1. You only need to complete a Property Loss Report Form when the loss is estimated to exceed $10,000. The deductible is inclusive of all departments who sustained a loss.
  5. What steps do I take after an auto accident while travelling as part of work duties?
    1. Please complete:
      1. Electronic First Report of Injury (EFROI) - if any employees sustained injuries
      2. Fleet Accident Report - if driving a University-owned vehicle
      3. Bodily Injury/Property Damage Incident Report - if a third party is involved
  6. I need to rent a vehicle for University business. Is my rental car covered under the University’s insurance?
    1. Fleet vehicles and rental cars booked through University-Wide Agreements include coverage when used for University business.
    2. Rentals from non-University contracted suppliers require additional insurance coverage. Refer to Renting or Leasing a Vehicle for University Business - Procedure for details.