Printed on: 03/01/2021. Please go to for the most current version of the Policy or related document.
University of Minnisota  Appendix

Insurance Deductibles

Appendix to Policy

Departmental Deductible Obligations

Departments are responsible for the following insurance policy deductibles:

Insurance PolicyDeductible –
Each Occurrence
Property $10,000
Laptop/Computer Program $500
Employee Dishonesty $100,000
Robbery & Burglary $100,000
Forgery and Fraud $100,000
Computer and Funds Transfer Fraud $100,000
Non-Profit Organization Liability/Employment
Related Practices Liability

Claim payments will be reduced by the foregoing deductibles. The Property deductible amount will be allocated on a pro-rata basis if multiple departments are affected by a single insured loss event.

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