University of Minnesota  Appendix

Insurance Deductibles


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Please use the contact section in the governing policy.

Departmental Deductible Obligations

Departments are responsible for the following insurance policy deductibles:

Insurance Policy Deductible –
Each Occurrence
Property $10,000
Laptop/Computer Program $500
Employee Dishonesty $100,000
Robbery & Burglary $100,000
Forgery and Fraud $100,000
Computer and Funds Transfer Fraud $100,000
Non-Profit Organization Liability/Employment
Related Practices Liability

Claim payments will be reduced by the foregoing deductibles. The Property deductible amount will be allocated on a pro-rata basis if multiple departments are affected by a single insured loss event.