APPENDIX TO POLICY

International Health Insurance Eligibility Requirements

Introduction

International health insurance, available through the learning/study abroad office on campus, is mandatory for most students going abroad. The same insurance is mandatory for some faculty/staff. Review the details below for additional information on requirements and eligibility.

Student Requirements

The following groups of students must obtain the mandatory international health insurance through the learning/study abroad office on their campus:

  • All undergraduate students participating in credit bearing programs (e.g., study abroad, internships abroad for credit)
  • All undergraduate students participating in sponsored or co-sponsored non-credit bearing experiential programs (e.g. work, intern, research, volunteer, athletics and Campus Life Program (CLP)* activities abroad)
  • All recent graduates for up to one term after graduation participating on University of Minnesota sponsored or co-sponsored credit and non-credit programs
  • All graduate students participating in credit bearing programs (e.g., study abroad, internships abroad for credit)
  • All graduate students participating in sponsored or co-sponsored non-credit bearing experiential programs (e.g. work, intern, research, volunteer, IMER)
Requirement Waiver

Coverage under the mandatory policy is waived for graduate students who have the MedEx assistance plan as part of a graduate assistantship or Academic Health Center medical benefits package. These students are eligible to purchase the international health insurance at the same cost as the groups for which it is mandatory.

*Coverage is also optional for Registered Student Organizations (RSO) activities abroad because unlike University CLPs, RSOs have no direct relationship to the University. For more on the differences between CLPs and RSOs please visit http://www.sua.umn.edu/groups/handbook/clp_vs_rso.php

Ineligibility

The international health insurance through the learning/study abroad office is not available to students for non-University related travel (e.g. travel while on leave of absence, family or personal vacations). Insurance for personal travel is recommended. More information on travel insurance, travel products and travel advice is available on the Office of International Programs website and at the learning/study abroad office on your campus.

Faculty and Staff Requirements

All University of Minnesota faculty and staff leading groups of undergraduate students abroad are required to obtain international health insurance through their learning/study abroad office on their campus. For programs that are offered through one of the learning/study abroad offices on each campus, insurance arrangements are handled centrally through these offices. Faculty/staff who offer programs outside a learning/study abroad office must coordinate the application for insurance for themselves and their students. Further details on this process can be found in the Administrative Procedure: Preparing for Education Abroad Opportunities.

Requirement Waiver

Faculty/staff who are part of the University of Minnesota's U.S. health insurance program, which includes the MedEx assistance plan, are not required to carry the international insurance offered through the learning/study abroad offices on campus unless they are traveling with students. When traveling independently for University business these faculty/staff are eligible to receive optional international health insurance coverage at the same cost as the groups for which it is mandatory.

Ineligibility

The international health insurance through the learning/study abroad office is not available to faculty/staff for non-University related travel. Insurance for personal travel is recommended. More information on travel insurance, travel products and travel advice is available on the Office of International Programs website and at the learning/study abroad office on your campus.

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